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My friend Joe has got to his 7th semester this spring. And so he is carefully prepare everything for his graduation which is expected he has on 8th. But unfortunately his tutors at college have given him no mercy. They keep giving him tasks that is impossible for him to do it by himself. As you know Joe, as a student has to support his life with working part time. So he feels very tired to do all his papers, essays, and all tasks his tutors gave.

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My friend Joe has come to me one morning. He said that he needs cash immediately. His mum in Seattle has apparently had an accident and Joe needs cash right away to pay up his mum’s hospital bills. His salary has already dried to pay multiple bills and spending for this month. His credit cards are off limit, and taking a loan in a bank is not an option, at this moment. It would probably take to long, while he needs it immediately.